2009 - the beginning of the end...

on Thursday, January 15, 2009

of debt that is! My husband and I decided in the summer of 2008 we were finally going to take the verse that states having an inheritance for our children and children's children to heart! It was time to start working towards that goal instead of fearing it and hoping someone would show up and pay (or pave) the way!

While we did spend a little on our credit cards in the fall to handle back to school, clothing the kids because they grew not so much because it was that time of year! We turned around and paid over half of it back off again immediately! We were already on a better path the the 6 years previous that we were married and turned a blind eye to the interest and accumulation numbers on our credit card statements.

December of 2008 turned a great fortune for us! Not only did we do all of our shopping except for 2 small things in cash but we also received $843 which rolled right into our credit card payment for that month! Excellent feeling! Not to mention paying all of our other bills on time and some even 2 weeks early! We rarely pay bills late but what a nice feeling in the holiday season to be ahead instead of in lack!

This blog will provide a diary of these next months as we work on Dave Ramsey's Financial Peace University through church and learn new ways to handle our money, debt and aim to no longer be the slave that borrows but becoming the lender!

This is an exciting year and I can't wait for classes to start on January 28th!

2 comments:

Lorie said...

I hope it is going well so far and would love to hear your thoughts!!

Susan (Between Naps On The Porch.net) said...

Wow...that's great...I know you will do well! Do you ever listen to Dave Ramsey? He is so inspiring. If you can get him on any radio stations, you would LOVE listening...he just makes you want to do the right thing with money and has so many awesome tips for staying on track. You may be able to stream his show online...not sure. Congrats on your new goals! :-) Susan

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